Types of Agreements
An Operating Lease / Rental
An Operating Lease / Rental
An Operating Lease / Rental
Operating Lease / Rental
- Select a term from 12 to 84 months
- Choose to pay your repayments either monthly or quarterly
- Our operating lease and rental solutions offer streamlined approvals, that may not require financials
- Ideal for those intending to use equipment for business purposes and looking for a potential off balance sheet solution
- Suited to businesses requiring the latest tech, while ensuring flexibility to return, continue renting or purchase the equipment
- Perfect for tech and equipment that may quickly become out-dated.
Lease to Own
An Operating Lease / Rental
An Operating Lease / Rental
Finance Lease
- Select a term from 12 to 84 months
- Choose to pay your repayments either monthly or quarterly
- Take advantage of our streamlined approvals, that may not require financials
- Ideal for those intending to use equipment for business purposes
- A solution if you need equipment for longer and don’t require it refreshed or upgraded as regularly.
- Ideal if you wish to own the asset at the end of the finance term.
Chattel Mortgage
An Operating Lease / Rental
Chattel Mortgage
Chattel Mortgage
- Select a term from 12 to 84 months
- Take advantage of an optional deposit
- Choose to pay your repayments either monthly or quarterly
- Take advantage of our streamlined approvals, that may not require financials.
- A solution if you need equipment for longer and don’t require it refreshed or upgraded as regularly.
- Ideal if you wish to own the asset at the end of the finance term.
Novated lease
Chattel Mortgage
Novated Lease
A Novated Lease is a three way agreement between you (the employee), your employer and Financier. You enter into a lease with Financier and novate the responsibilities for that lease to your employer while you are employed with them.
Novating means the employer makes the repayments to Financier on your behalf using your pre-tax salary. This means that your taxable salary is reduced by the repayments - so you pay less tax.
There are three parts to any novated lease finance component, running costs and FBT.
Cashflow Solutions
Cashflow Solutions
The saying, "Cash is King". Means that a business must have the cash to operate. But a business with large fluctuations in cashflow must find ways to continue to pay the bills even when cash isn't coming in.
All types of businesses will have a cashflow issues sometime in their lifes.
Seasonal businesses with high revenue in season and little revenue for the rest of the year;
Startups who haven't generated enough income yet to pay their bills;
Technical and contract businesses that work on projects and must have the cash flow to pay bills and employees until the client pays;
Companies must also pay bills while waiting for a project to finish and payment to be received.
We can help through this time.
Mortgages
Commercial Mortgages
Securing commercial mortgage, it can be time consuming, confusing and at times frustrating. An experienced Mortgage Broker uses their expertise to remove the overwhelming circumstances and save you time and money and make sure that you are placed in the right home loan for your circumstances.
Not sure what type of loan you need, how much you can borrow or what’s involved in buying a home / commercial property? No worries! The Mortgage Broker will guide you through the entire process, explain every step of the way and keep you informed.